Temporary health insurance policies are designed to protect against expenses due to illness or injury during gaps in traditional health insurance coverage. Most short term health insurance plans offer coverage for periods of up to six or twelve months. Short term medical insurance can often be re-purchased after termination, depending on the laws in your state.
Gaps in traditional health insurance coverage can occur for several reasons. One such situation is the period of time between a student's graduation from college and their employment with a company offering medical benefits. Another growing group of people who purchase temporary health insurance are those that have been laid off during the recession and need coverage while searching for a new job. Temporary medical insurance is also a very cost effective alternative to COBRA benefits.
TemporaryPlans.com offers several ways to help you select the best temporary health insurance policy for your needs. You can view and compare the policies available in your area with our easy online short term health insurance quotes. If you'd prefer to learn a little more about temporary medical insurance first, you can visit our help center or read the frequently asked questions. We also offer a convenient list of temporary health insurance plans by state. If you encounter any questions that aren't answered on our site, or would prefer to talk to an experienced agent, you are always welcome to contact us.